Meet Genie
It can pay bills, shop online, move money, track spending, trade crypto, save automatically and pay for APIs.
Pay the electric bill. $86.40 to City Power.
On it. Asking Genie to pay $86.40 to City Power from Everyday Checking.
Paid. $86.40 → City Power · ref GN-4F21
- City Power is a payee you approved
- Within your limit of $2,000 per payment
- Confirmed by your bank
What Genie does
One agent for all your money.
Genie is an AI agent that pays, shops and moves money for you across your banks, cards and crypto, always within the limits you set.
Banks
Pay bills, send money and move it between your accounts.
- Mercury
- Brex
- Plaid
Cards
A one-time card for each purchase. Your real card stays private.
- Link
Crypto
Buy, sell and send crypto and stablecoins.
- Coinbase
Machine payments
Let your agents pay for APIs, data and compute by the call.
- x402
How it works
Up and running in three steps.
Create your account
Sign up for Genie in a minute. You do not need a card or bank details to start.
Connect your money
Link banks through Plaid, cards through your Link wallet and Coinbase for crypto. Each connection uses the provider’s own secure sign-in.
Set the rules, then ask
Decide what Genie may spend, on whom and when it must ask you. Then talk to it in Claude, ChatGPT, Grok Bot, Instinct or any agent you build.
Private by design
Follows your orders.
Keeps your secrets.
Genie checks every payment against the rules you set, records every decision, and never holds your money or shares your credentials.
- Rules first
- Every payment is checked against your limits, payees and approval rules before a cent moves.
- Careful retries
- A payment with an uncertain outcome is verified with the provider before Genie tries again.
- Your money stays put
- Genie does not hold funds. Your money stays at your bank, in your wallet and on Coinbase.
- Protect credentials
- Provider credentials are stored encrypted and never handed to the assistant you talk through.
- Know what is shared
- An assistant only sees the results of the tools it uses, never your sign-in secrets.
- Everything on record
- Every instruction, decision and outcome is recorded, so you can always see what Genie did and why.
Questions
The short answers.
What is Genie?
Genie is an AI agent that handles money on your behalf. It connects to your banks through Plaid, to cards through your Link wallet and to Coinbase for crypto, and it settles x402 machine payments, all under rules you set. Genie is built and owned by Payman.
Does Genie hold my money?
No. Your money stays at your bank, in your wallet and on Coinbase. Genie holds only the encrypted connections it needs to act on them.
Can my assistant spend whatever it wants?
No. Every request has to pass your limits: per payment, per day, per month, approved payees, and the points where Genie must come back and ask you.
What does my assistant actually see?
Only the results of the tools it uses: balances, confirmations and the information you asked for. Provider sign-in secrets never leave Genie.
Does Genie do crypto?
Yes. Connect Coinbase to pay and get paid in crypto and stablecoins, and Genie settles x402 payments for APIs, data and compute so your agents can pay for what they use.
How private is Genie?
Credentials are encrypted at rest. What an assistant learns is limited to what it asks for and what you allowed, and every decision is in your activity history.
Do I need another AI assistant to use Genie?
No. Chat with Genie in the web app, or bring it into Claude, ChatGPT, Grok Bot, Instinct or any MCP-capable agent you build.
How do I stop it?
Revoke an agent or a provider connection from your account at any time, or tighten the rules. Genie stops the moment you do.
Tell Genie what you need done.
Create your account here, or connect Genie to the assistant you already use.